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Key figures

Here you will find selected key figures for the DZ BANK Group plus a comparison of the key figures for the past 5 years. You can download other tables in Excel format in the download center.

Fee, commission, and bonus payments to cooperative banks

2620 € m
+ 3.0 %
Year-on-year comparison

Fee, commission, and bonus payments to cooperative banks

2,544 € m
Current year

Cost/income ratio

65.4 %
+ 7.7 percentage points
Year-on-year comparison

Cost/income ratio

57.7 %
Current year

Average number of employees during the year

31410
+ 1.9 %
Year-on-year comparison

Average number of employees during the year

30,825
Current year

Comparison of key figures

Year-on-year comparison

€ million (Note) 2020 2019
Net interest income (34) 2.797 2.738
Interest income 5.111 6.272
Interest income calculated using the effective interest method 5.087 5.7251
Interest income not calculated using the effective interest method 24 547
Current income and expense 82 83
Interest expense -2.396 -3.6171
Net fee and commission income (35) 2.121 1.975
Fee and commission income 4.267 4.044
Fee and commission expenses -2.146 -2.069
Gains and losses on trading activities (36) 552 472
Gains and losses on investments (37) 166 182
Other gains and losses on valuation of financial instruments (38) -22 255
Gains and losses from the derecognition of financial assets measured at amortized cost (39) -2 15
Premiums earned (40) 18.741 17.249
Gains and losses on investments held by insurance companies and other insurance company gains and losses (41) 2.047 6.157
of which interest income calculated using the effective interest method 1.474 1.561
Insurance benefit payments (42) -17.499 -19.3941
Insurance business operating expenses (43) -2.922 -2.823
Gains and losses from the derecognition of financial assets measured at amortized cost in the insurance business (44) -20 -15
Loss allowances (45) -678 -329
Administrative expenses (46) -4.036 -4.074
Other net operating income (47) 210 250
Profit before taxes 1.455 2.658
Income taxes (48) -475 -7781
Net profit 980 1.880
 
Attributable to:
Shareholders of DZ BANK 872 1.7001
Non-controlling interests 108 180
1 Amount restated (see note 2).