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Key figures

Here you will find selected key figures for the DZ BANK Group plus a comparison of the key figures for the past 5 years. You can download other tables in Excel format in the download center.

Fee, commission, and bonus payments to cooperative banks

2538 € m
+ 10.4 %
Year-on-year comparison

Fee, commission, and bonus payments to cooperative banks

2,299 € m
Current year

Cost/income ratio

57.3 %
- 17.2 percentage points
Year-on-year comparison

Cost/income ratio

74.5 %
Current year

Average number of employees during the year

30825
+ 0.3 %
Year-on-year comparison

Average number of employees during the year

30,732
Current year

Comparison of key figures

Year-on-year comparison

€ million (Note) 2019 2018
Net interest income (34) 2,738 2,858
Interest income 6,281 5,903
Interest income calculated using the effective interest method 5,734 5,4421
Interest income not calculated using the effective interest method 547 4611
Current income and expense 83 73
Interest expense -3,626 -3,1181
Net fee and commission income (35) 1,975 1,955
Fee and commission income 4,044 3,760
Fee and commission expenses -2,069 -1,805
Gains and losses on trading activities (36) 472 285
Gains and losses on investments (37) 182 241
Other gains and losses on valuation of financial instruments (38) 255 -1861
Premiums earned (40) 17,249 15,997
Gains and losses on investments held by insurance companies and other insurance company gains and losses (41) 6,157 1,2741
Insurance benefit payments (42) -19,340 -14,208
Insurance business operating expenses (43) -2,823 -2,572
Loss allowances (45) -329 -21
Administrative expenses (46) -4,074 -4,059
Other net operating income (47) 250 -109
Profit before taxes 2,712 1,370
Income taxes (48) -839 -452
Net profit 1,873 918
 
Attributable to:
Shareholders of DZ BANK 1,693 824
Non-controlling interests 180 94
1 Amount restated (see note 2).