Select the required sections of the 2023 Annual Report and then download your selection. DZ BANK Group Annual Report 2023 pdf 7.12 MB Letter to shareholders pdf 0.19 MB Group management report pdf 2.55 MB DZ BANK Group fundamentals pdf 0.29 MB Business report pdf 0.32 MB Events after the balance sheet date pdf 0.05 MB Human resources report and sustainability pdf 0.03 MB Outlook pdf 0.19 MB Opportunity report pdf 0.06 MB Risk report pdf 1.61 MB Consolidated financial statements pdf 3.92 MB Income statement pdf 0.13 MB Statement of comprehensive income pdf 0.14 MB Balance sheet pdf 0.12 MB Statement of changes in equity pdf 0.16 MB Statement of cash flows pdf 0.12 MB Notes pdf 3.77 MB Corporate governance Report of the Supervisory Board pdf 0.19 MB Group Coordination Committee pdf 0.07 MB Further disclosures Responsibility statement pdf 0.16 MB Independent auditor's report (translation) pdf 0.24 MB Tables Income statement xls 0.07 MB Balance sheet xls 0.05 MB Segment information 2023 xls 0.07 MB Key figures xls 0.07 MB Compare to 2022 DZ BANK Group Annual Report 2022 pdf 6.43 MB Download selected sections Download the entire Report Recommend